The Low down on
30 Year Fixed Rate Mortgage
The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, then stable-rate loans are usually cheaper.
We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 30-Year Fixed Rate Mortgage Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.
You ask, we answer
We know the mortgage process can be tricky. Here’s some questions people like you have asked us in the past.
Pride Mortgage Lending is your online resource for personalized mortgage solutions, fast
customized quotes, great rates, and service with integrity. We’re here to make the home loan
process a whole lot easier, with tools and expertise that will help guide you along the way.
At Pride Mortgage Lending, we are a diamond partner with the largest wholesale purchase
lender in the country. That means we have the fastest turnaround time and the best platform to consistently close your loan. Our average closing time is 12 days.
We also have the resources to make your home-buying process seamless. Use our free decision-making tools and calculators, from pre-approval to home insurance quotes, to get the process going. You can do a home search, learn the value of your home, and calculate your payments right from our site.
Protecting your personal information is our top priority. We use bank-level encryption, and we’re constantly monitoring our site to make sure it’s secure. We won’t sell your data or use it for any other purpose than to help you get a mortgage.
Mortgage rates change daily and vary depending on your unique situation. But you will always
get our best rates by starting your application online. You can see today’s rates and learn how
rates are trending: get your free quote today!
Pride Mortgage Lending is best for people who have a credit score of 620 or above and are ready to buy, sell, refinance, or build their dream home.
Do you qualify?
As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.